A Banana Republic Luxe Credit Card is an updated version of the Banana Republic Loyalty Card. It offers ample perks for Banana Republic shoppers such as 3-5 days of free shipping, 20% bonus points every quarter, and a day to pick your own offer. Earn 1X points per dollar outside of Banana Republic and its affiliates and can be used anywhere Visa is accepted.
Banana Republic Credit Card

Earn Points And Rewards

The basis of the rewards program is to earn points for purchases at Gap Inc stores. For every dollar spent at a Gap store (Gap, Old Navy, Athleta, and yes, Banana Republic) you earn 5 bonus points from your account. by the Banana Republic, with no limit to the points, you can earn.1 Each point is worth 1 cent, which equates to an effective cashback rate of 5%, a rate equivalent to many Banana Republic Credit Cards.

The Banana Republic has a special loyalty program for frequent users. In the event that you earn at least 5,000 points (in other words, if you spend at least $1,000 at the store) in a year, your membership will be upgraded to the Banana Republic Icon program. The program includes 500 bonus points at the end of each quarter, one day to choose your own offer, free shipping on online orders, and free basic in-store changes.
If you have rewards account at another Gap store and use your Banana Republic card to pay, those points will still be credited to your Banana Republic account, not the other store’s rewards account.

Redeem Rewards

Unfortunately, the rescue process is quite complicated. Your points won’t convert into a simple cashback like many other rewards programs, but you can redeem them at any of the family brands.

Each month, your points balance can be redeemed for products. Reward points must be presented at checkout for in-store purchases and you must log in to your online account to redeem them for your online purchase.
The bottom line is that any other promotional offers also count towards the limit. So, for example, if you receive a 10% discount code as a card benefit, you can only redeem two other in-store rewards or four online rewards vouchers.