Why You Should Consider Donating Your Credit Card Points?

With the holiday shopping season just around the corner, many people are starting to think about what they’re going to get for themselves and those close to them. While there are plenty of great items out there, there’s one thing that might be more difficult to come by – gift cards.

Luckily, you don’t have to give up on the idea of giving a gift card this year. You can actually donate your credit card points to charity as a way of showing your support.

Why Donate Your Credit Card Points?

If you have unused or inactive credit card points, you may want to consider donating them to charity. When you donate your credit card points, you are essentially donating money that you would have spent on your charges. This can be a great way to help out a worthy cause and also get some tax deduction for your donation. There are many charities that accept credit card donations, so it is worth doing some research to find the one that is best suited for your individual situation.

The Different Types of Donations

There are many reasons why you might want to donate your credit card points.

First, donating points can help charity organizations receive more donations in a more efficient way. Second, donating points can be a great way to save money. Finally, donating points can also be a way to make an impact on the world. Here are five different ways that you can donate your credit card points:

1) Donate your points to a charity organization: This is probably the most common way that people donate their credit card points. Many charities accept donated credit card points as a form of donation. Simply go online and look for a charity organization that you would like to support. You can also call or email the charity organization to find out if they are accepting donated credit card points.

2) Use your credits to purchase items: If you have unused credits on your account, you can use them to purchase items from participating retailers. Simply go online and look for the retailer’s website to learn more about the program and how to participate.

3) Give your unused credits away: If you don’t have any unused credits on your account, you can give them away to other people in need

How Many Points to Donate?

If you have a few thousand points sitting around, it might be worth considering donating them to charity. You could donate your points to a good cause like Habitat for Humanity, or you could donate them to a specific charity, such as the American Red Cross.

Donating your points doesn’t require any extra effort on your part. Simply go to the website of the charity you want to donate to and input the number of points you have. The charity will then take care of transferring the points to its account.

There are a few reasons why donating your points might be a good idea. For one, it can save you money. If you donated points to a charity that offers rewards, like American Express Membership Rewards, you would essentially be getting those rewards without having to spend any extra money.

Another reason why donating your points might be a good idea is because it can give you some peace of mind. If something happens and you need money right away, donating your points could help you get through that situation without having to resort to using your credit card or selling any assets.

Which Credit Card Companies Are Accepting Points?

Donating your credit card points is a great way to increase the value of your rewards and get some extra cash back. Points can be donated to many different credit card companies, so make sure to research which ones are accepting points before you donate. Here are a few of the most popular points donation programs:

1. Chase Ultimate Rewards: This program allows users to donate their earned points to other Chase customers. You can also use these donated points to buy travel rewards, merchandise, and other services.

2. American Express Membership Rewards: Amex users can donate their points to others through its Membership Rewards Gateway. Members can then use these donated points to purchase airfare, hotel stays, car rentals, and more.

3. Citi ThankYou Points: Citi ThankYou members can donate their points to others through Citigold account holders. Once donations have been made, recipients will receive an email with redemption instructions for their ThankYou Points.

The Pros and Cons of Donating Credit Card Points

There are a few reasons why you might want to consider donating your credit card points to charity.

1. It can be a tax deduction.
2. You could get money back in the form of gift cards or cash.
3. You could help someone in need.
4. It’s a way to use up those hard-to-get rewards points before they expire.
5. It’s a fun way to spend your free time!

The main downside to donating credit card points is that you might not always get what you expected in return. For example, if you donated points to a charity that helps people in need, you might not actually receive any money or gifts in return. On the other hand, if you donated points to a charity that gives out gift cards and cash, you might actually receive something tangible in return.


If you’re anything like me, you love earning rewards points and cashing them in for free stuff. But what if I told you that donating your points could be a more beneficial use of your time? Believe it or not, donating your credit card points can actually help some very good causes. By giving away points instead of just cashing them in, you are helping to support organizations that you may have otherwise never known about. If this article has piqued your interest, be sure to check out the different ways that you can donate your credit card points and see which one works best for you!